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contains the rules for offering health insurance to employees who are on leave Summaries of the Acts are: Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) This Act allows employees of private sector, state, and local governments who lose their jobs the right to accept continuing health insurance coverage, as long as the former employer had 20 or more employees in the prior year If an employee is terminated, then he or she can accept coverage for an additional 18 months If an employee becomes entitled to Medicare coverage or becomes divorced, then the coverage period becomes 36 months If a spouse or dependent child of an employee loses coverage due to the death of an employee, then they can obtain coverage for up to 36 months If a dependent child of an employee loses dependent status, then that person can obtain coverage for up to 36 months An employer is required to give notice of potential COBRA coverage to employees when a qualifying event occurs (employees are required to inform the health plan administrator of any divorce, disability, or dependent issues that would bring about qualification for benefits under COBRA) The impacted people then have up to 60 days in which to elect to take COBRA coverage If coverage is chosen, an impacted person can be required to pay up to 102 percent of the cost of the insurance If the person does not make timely payments under the terms of the insurance plan (within 30 days of the due date), the COBRA coverage can be terminated COBRA coverage also will end if the employer stops providing medical coverage to its regular employees The penalty to an employer for not complying with the provisions of COBRA is $100 per day for each impacted individual, though the penalty will not be imposed if the employer can prove reasonable cause for the failure and also corrects the situation within 30 days from the point when noncompliance was uncovered Family and Medical Leave Act of 1993 (FMLA) This Act entitles employees at companies with 50 or more employees to take up to 12 weeks of unpaid leave (which may be taken sporadically) each year for a specified list of family and medical reasons Only those employees who have worked for the employer for a total of at least 12 months, and worked for the employer for at least 1,250 hours in the last 12 months are covered by the Act A further restriction is that an employee must work at a company location where at least 50 employees are employed within a 75-mile radius of the facility Valid reasons for taking the leave of absence include the birth of a child, serious illness, or caring for a family member with a serious illness During their absence, an employer must continue to provide medical insurance coverage if it had been taken by the employee prior to the leave of absence, though the employee can be charged for that portion of the expense that had been deducted from his or her pay prior to the leave If the employee does not pay this portion of the expense within 30 days, the insurance can be can-.



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faster processing In addition, MAC algorithms provide a separation of authentication and con dentiality that offers an extra degree of exibility The cryptographic primitives described earlier help achieve the basic cryptographic attributes described earlier in Section 221 It is clear that both symmetric key and asymmetric key algorithms do indeed provide con dentiality Integrity and authentication can be achieved by the use of message digests or cryptographic hash functions along with digital signatures on the hashed values Nonrepudiation requires the use of public key algorithms to provide digital signatures Availability is ensured by use of noncryptographic means such redundancy, physical protection, and the use of robust protocols The various cryptographic primitives are shown in Figure 25

Payroll-Related Laws / 219





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Dave Bartram is Past President of the International Test Commission and is heading ITC projects on international guidelines for standards in test use and standards for computer-based testing and the Internet He is Chair of the British Psychological Society s Steering Committee on Test Standards and Convenor of the European Federation of Psychologists Associations Standing Committee on Tests and Testing He is President-Elect of the IAAP s Division 2 Professor Bartram is Research Director for SHL Group plc Prior to his appointment with SHL in 1998, he was Dean of the Faculty of Science and the Environment, and Professor of Psychology in the Department of Psychology at the University of Hull He is a Chartered Occupational Psychologist, a Fellow of the British Psychological Society (BPS) and a Fellow of the Ergonomics Society In 2004 he received the BPS award for Distinguished Contributions to Professional Psychology His specialist area is computer-based testing and Internet assessment systems Within SHL he is leading the development of their next generation of Internet-based delivery systems and the development of a multi-dimensional generic Competency Framework He has published large numbers of popular, professional and academic articles and book chapters, and has been the Senior Editor of the BPS Test Reviews He has been an editor or co-author of several works including the 1992, 1995 and 1997 BPS Reviews of Psychometric Tests; Organisational Effectiveness: the Role of Psychology (with Ivan Robertson and Militza Callinan, published in 2002 by Wiley) and the BPS Open Learning Programme for Level A (Occupational) Test Use (with Pat Lindley, published by BPS Blackwell in 1994) Ronald K Hambleton holds the title of Distinguished University Professor and is Chairperson of the Research and Evaluation Methods Program and Executive Director of the Center for Educational Assessment at the University of Massachusetts, Amherst, in the United States He earned a BA in 1966 from the University of Waterloo in Canada with majors in mathematics and psychology, and an MA in 1967 and PhD in 1969 from the University of Toronto with specialties in psychometric methods and statistics Professor Hambleton teaches graduate-level courses in educational and psychological testing, item response theory and applications, and classical test theory.

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