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The company also benefits, as invoices cannot be misfiled Provide imaging capabilities to the staff, incorporating Internet, intranet, and e-mail for communication with other departments and vendors This reduces turnaround time and allows timely payment processing Use imaging for the paid-check file This decreases the number of lost checks and the time spent searching for them Give everyone access to the system so they can all view images whenever needed This keeps them from coming to AP for help E-mail scanned images of invoices to other departments for approval This cuts the approval time from days to hours and allows the company to earn more early payment discounts Include a Web interface so that others can view and print invoices This eliminates the need to file, retrieve, and refile documents for others Other Automate forms One cash-disbursements manager took a five-ply paper company vehicle report and designed the ideal form.



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If you are using your BlackBerry with your company s enterprise mail server or if you are using your BlackBerry with your Internet service provider s POP e-mail service, your BlackBerry is good to go as far as sending and receiving e-mail. However, many people who make use of web-based mail services, such as Google s Gmail, Yahoo! Mail, or Hotmail, do not enjoy automatic access to their e-mail accounts on those services. This section describes how to make your BlackBerry work with a number of these web-based mail services.

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The buyer and seller of the credit default swap must agree on three critical terms of the transaction: (1) the reference asset, (2) the credit event, and (3) the structure of the payment if a credit event occurs Reference Asset The reference asset could be a speci c obligation, an enumerated group of obligations, or all obligations in a speci ed class (eg, foreign currency bonds ) as mutually agreed by the parties Credit Event The ISDA Credit Derivatives Con rm (1999) gives the parties to a credit default swap a great deal of latitude in de ning the credit event.

Working with the forms programmer, she tested the new form This eliminated footing errors and gave the company online storage and automated reporting to use with its leasing company File Forms 1099 electronically Use technology to track payments and respond to customers on a more timely basis Try an automated forms program such as AnyDocs and OnBase AnyDocs will extract preset keywords Accounts payable verifies the information and makes correc(continues).

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RAW data are just that information that has been captured by your digital camera s image sensor and turned into digital data by its ADC chip. For the file to be read by a computer or printer as a photograph, the data must be massaged and manipulated, either by your camera or by you, and then converted into an RGB photo. If you shoot your pictures using your camera s RAW file format, you are taking responsibility for handling and converting the data on your own, with no help from your camera. As a rule, the tools you ll have for working on your RAW files may be quite sophisticated and precise. (See Figure 4-8.)

(1) The parties could limit the credit event to default on the reference asset, or, (2) the parties could restrict the de nition of a credit event to be a formal bankruptcy ling by the obligor, or (3) the parties could broaden the de nition to include downgrade, failure to pay, repudiation or moratorium, acceleration, or restructuring Since restructuring typically extends the maturity and eases the repayment terms on existing loans or bonds, most credit portfolio managers want restructuring included as a credit event As we discuss in a display later, many dealers and sellers of protection have argued that restructuring should be excluded Their concern is that restructuring is hard to de ne, and coupled with the delivery option in most CDSs, puts dealers at a disadvantage.

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