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be returned by mid-March 1990 Among other conditions, Mannesmann required the winning bidder to agree to pay a penalty of up to DM 1 million per day if they failed to deliver the network elements on time and the government levied nes against Mannesmann They also needed to agree to a penalty of DM 1 billion if the license was revoked because of their nonperformance Bids were received from Motorola and AT&T in the US, Siemens with Philips and Bosch as their partner, Ericsson with Matra as their partner and Nokia with SEL as a partner German and American teams evaluated the bids looking at switching, O&M, GSM radios, size and weight of equipment, features to be provided, compliance to GSM abis21 and any agreed changes to it, price and warranties and acceptance of the penalty provisions.

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This chapter taught essential skills dealing with worksheets, cells, and ranges. Among the wide variety of skills covered, you learned to create, copy, move, rename, and change the view of worksheets. You also learned to work with rows and columns within sheets, performing actions including resizing, inserting, and deleting rows and columns. The chapter moved on to teach you about cells and ranges, covering how to make various kinds of selections, to naming ranges and adding comments to cells. The next chapter moves on to covering formulas and functions to perform calculations.

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Any winning bidder had to accept the penalties in full or would be eliminated from the award instantly AT&T was the rst vendor to be eliminated With typical arrogance, they bid a noncompliant system with almost total disregard for the GSM standard as it existed The next consortium eliminated was the SEL/Nokia consortium when the lead partner SEL announced that they could not make the dates and were unwilling to accept the penalties This infuriated Nokia, who had not been consulted prior to the announcement, which eliminated them from the bidding The other three consortiums were in heavy contention with Ericsson and Motorola leading the way Motorola lost credibility quickly when their lawyer kept overruling their business people in the negotiation process.

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As a single cash flow security, it does not have reinvestment risk, it does not have credit risk, and if it is held to maturity, it does not pose any great price risks Why does R have to be risk free Why can R not have some risk in it Why could SRT not be an amount earned on a short-term instrument that has a single-A credit rating instead of the triple-A rating associated with Treasury instruments The simplest answer is that we do not want to confuse the risks embedded within the underlying spot (eg, an ounce of gold) with the risks associated with the underlying spot s cost-of-carry In other words, within a forward transaction, cost-of-carry should be a sideshow to the main event The best way to accomplish this is to reserve the cost-ofcarry component for as risk free an investment vehicle as possible.

a group outperformed the Standard & Poor s 500 index and many other equity benchmarks. The relative performance of hedge funds versus the stock and bond indexes shown may not be representative in the future. When stock performance is good, it is typically higher than hedge fund returns, but the advantage of stock returns over hedge fund returns is determined mostly by how well the more volatile stocks perform. The relative risk of hedge funds and stock and bond returns is more consistent. All the hedge fund strategies were less risky than the S&P 500 and about half were less risky than the more staid Lehman bond index representing a well-diversi ed bond portfolio. Perhaps hedge fund returns are less volatile than the securities the hedge funds trade because investors have been quick to pull money out of excessively risky hedge funds. Table 11.1 shows a variety of risk measurements on the same passive hedge fund indexes. On every measure of risk, all strategies except the short selling index are less risky than the S&P 500. Hedge funds control the risk of their positions using risk management techniques. The same tools can be used by investors, creditors, and regulators to monitor the risks in a hedge fund, provided that the fund discloses either details about portfolio holdings or the results of its internal risk analyzes.

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