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A-PDF Text Replace is a very simple, lightning-quick desktop utility program that lets you batch replace, change or delete multiples text in Acrobat PDF files ... lump sum, in monthly payments, or in some other form of routine installments Roth IRA A type of self-directed retirement account funded with after-tax dollars Once inside, money in a Roth IRA can be invested in any number of vehicles and grows tax sheltered At withdrawal, investment gains can be pulled out of these accounts tax-free, so long as the withdrawal meets certain requirements S&P 500 index One of the three major stock indexes followed by US investors The S&P 500 is a benchmark that measures the performance of the 500 largest-capitalization stocks in the US market It is considered a better gauge of the broad domestic stock market than the Dow Jones Industrial Average, since the S&P measure the performance of 500 companies instead of the Dow s 30 Secondary o ering is an additional o ering of public shares following a company s initial public o ering, or IPO Sector funds Also known as specialty portfolios, these are a type of mutual fund that specializes in a particular sector of the economy For example, there are sector funds that primarily invest in the technology, utilities energy, or health care sectors Because of their niche, sector funds should not be used to make up one s core stock portfolio Rather, they are useful to add some avor to a diversi ed portfolio of stocks or stock funds Sell discipline refers to reasons why an investor will choose to unload a stock or bond Typically, your sell discipline should mirror your buy discipline For example, if you buy stocks because they are undervalued, then it probably makes sense to sell when you consider them overvalued Self-directed retirement accounts are tax-advantaged retirement plans, such 401(k)s and Roth IRAs, that force the investor to make all the investment decisions Senior bonds are a type of corporate debt higher up in the pecking order of claims in the event of a corporate bankruptcy As a result of the greater assurance they provide, senior corporate debt does not necessarily have to o er as high an interest rate to pique an investor s attention Shareholder An investor who owns a stake of a company of a mutual fund Shareholder equity refers to the total net worth of a company You calculate it by subtracting a rm s liabilities from its assets: Assets Liabilities Shareholders equity (net worth). how to edit and delete text in pdf file online free: Edit PDF - Free PDF Editor Working Directly in your Browser pdf text editor free online PDFzorro | edit pdf-files online
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